Quick Recipe Version (TL;DR)
Quick Ingredients
- 3/4 cup (180 ml) whole milk
- 3 black tea bags (Assam or English breakfast)
- 2 cups (250 g) all-purpose flour
- 2 tsp baking powder, 1/2 tsp fine salt
- Spices for batter: 1/2 tsp cinnamon, 1/2 tsp ginger, 1/8 tsp cloves, 1/8 tsp nutmeg
- 2 large eggs
- 1/2 cup (100 g) granulated sugar + 1/2 cup (100 g) light brown sugar
- 1/2 cup (120 ml) neutral oil
- 1/4 cup (60 g) sour cream (or Greek yogurt)
- 1 tsp vanilla extract
- Spiced sugar (for ribbon and crust): 1/4 cup (50 g) sugar + 1 tbsp (12 g) brown sugar + 1 tsp cinnamon + 3/4 tsp ginger + 1/8 tsp cloves + 1/4 tsp nutmeg + pinch salt
Do This
- 1. Heat oven to 350°F (177°C). Grease and line a 9×5-inch loaf pan. Warm milk to steaming; steep tea 10 minutes, then cool and stir in vanilla.
- 2. Stir together spiced sugar for ribbon/crust; set aside.
- 3. Whisk dry: flour, baking powder, salt, and batter spices.
- 4. Whisk wet: eggs, both sugars, oil, sour cream, then cooled tea-milk.
- 5. Combine wet into dry; fold just until no dry pockets remain.
- 6. Spread half the batter in pan, sprinkle 3 tbsp spiced sugar, top with remaining batter; smooth and sprinkle remaining spiced sugar on top.
- 7. Bake 55–65 minutes until a tester is clean and center hits ~200°F (93–96°C). Cool 15 minutes, then unmold and cool 1 hour before slicing.
Why You’ll Love This Recipe
- True chai comfort: a black tea–infused batter with warm cinnamon, ginger, cloves, and nutmeg.
- Beautiful sugar crust: a crackly, spiced top that shatters when you slice.
- Ribbon of spice inside for layered flavor in every bite.
- Simple pantry ingredients and one bowl for wet, one for dry—weeknight easy.
Grocery List
- Produce: None (optional: 1 orange for zest, to finish)
- Dairy: Whole milk, sour cream (or Greek yogurt)
- Pantry: All-purpose flour, granulated sugar, light brown sugar, baking powder, fine salt, neutral oil, vanilla extract, black tea bags, ground cinnamon, ground ginger, ground cloves, ground nutmeg
Full Ingredients
Tea-Infused Milk
- 3/4 cup (180 ml) whole milk
- 3 black tea bags (Assam or English breakfast), or 1 tbsp (2 g) loose-leaf in a tea sachet
- 1 tsp vanilla extract
Batter
- 2 cups (250 g) all-purpose flour
- 2 tsp baking powder
- 1/2 tsp fine sea salt or kosher salt
- 1/2 tsp ground cinnamon
- 1/2 tsp ground ginger
- 1/8 tsp ground cloves
- 1/8 tsp ground nutmeg
- 2 large eggs, at room temperature
- 1/2 cup (100 g) granulated sugar
- 1/2 cup (100 g) light brown sugar, packed
- 1/2 cup (120 ml) neutral oil (canola, sunflower, or grapeseed)
- 1/4 cup (60 g) sour cream or full-fat Greek yogurt, at room temperature
Chai-Spiced Sugar (Ribbon + Crust)
- 1/4 cup (50 g) granulated sugar
- 1 tbsp (12 g) light brown sugar
- 1 tsp ground cinnamon
- 3/4 tsp ground ginger
- 1/8 tsp ground cloves
- 1/4 tsp ground nutmeg
- Pinch fine salt

Step-by-Step Instructions
Step 1: Heat the oven, prep the pan, and infuse the tea
Preheat the oven to 350°F (177°C). Grease a 9×5-inch loaf pan and line it with a parchment sling, leaving overhang on the long sides for easy removal. In a small saucepan, heat the milk just to steaming (do not boil). Remove from heat, add the tea bags, cover, and steep for 10 minutes. Remove and gently press the tea bags to extract more flavor without squeezing too hard (to avoid bitterness). Stir in the vanilla and let the tea-milk cool until just warm.
Step 2: Mix the chai-spiced sugar
In a small bowl, combine the granulated sugar, brown sugar, cinnamon, ginger, cloves, nutmeg, and a pinch of salt. This mixture will be used for both a ribbon through the center and the crunchy crust on top. Set aside.
Step 3: Whisk the dry ingredients
In a large bowl, whisk together the flour, baking powder, salt, cinnamon, ginger, cloves, and nutmeg until well combined and evenly distributed.
Step 4: Whisk the wet ingredients
In a medium bowl, vigorously whisk the eggs, granulated sugar, and brown sugar until slightly thick and glossy, about 45–60 seconds. Whisk in the oil and sour cream until smooth. Finally, whisk in the cooled tea-infused milk.
Step 5: Make the batter
Pour the wet mixture into the dry ingredients. Using a flexible spatula, fold gently just until the flour disappears and the batter is smooth with no dry pockets. Do not overmix—this keeps the crumb tender.
Step 6: Layer, swirl, and crown with spiced sugar
Spread half the batter into the prepared pan. Evenly sprinkle about 3 tablespoons of the chai-spiced sugar over this layer. Dollop the remaining batter on top and smooth it. Sprinkle the remaining spiced sugar evenly over the surface. For a subtle ripple, drag a butter knife once through the center lengthwise (optional). Tap the pan firmly on the counter to release any large air bubbles.
Step 7: Bake, cool, and slice
Bake for 55–65 minutes, until the loaf is domed, the top is deeply golden with a crackly sugar crust, and a tester inserted in the center comes out clean or with a few moist crumbs (internal temp 200–205°F / 93–96°C). If the top is browning too quickly at 40 minutes, tent loosely with foil. Cool in the pan for 15 minutes, then use the parchment to lift the loaf out. Cool on a rack for at least 1 hour before slicing so the crumb sets.
Pro Tips
- Steep strong: three tea bags to 3/4 cup milk is the sweet spot for noticeable flavor without bitterness.
- Cool the tea-milk before mixing—hot liquid can curdle the eggs or tighten the crumb.
- Measure by weight for reliability, and fold the batter gently to avoid a tough loaf.
- If your oven runs hot, start checking at 50 minutes and tent with foil to protect the sugar crust from over-browning.
- For extra aroma, zest 1/2 an orange over the batter before baking.
Variations
- Cardamom Twist: Add 1/2 tsp ground cardamom to the batter and 1/4 tsp to the spiced sugar.
- Nutty Crunch: Fold 1/2 cup (60 g) toasted chopped walnuts or pecans into the batter before layering.
- Muffin Version: Divide batter among 12 lined muffin cups, add a pinch of spiced sugar in the center and on top; bake at 350°F (177°C) for 18–22 minutes.
Storage & Make-Ahead
Store the cooled loaf, wrapped, at room temperature for up to 3 days. The sugar crust will soften over time; restore crispness by toasting slices lightly. Freeze whole or sliced (well wrapped) for up to 2 months; thaw at room temperature. The tea-infused milk can be made up to 3 days in advance and refrigerated, and the spiced sugar can be mixed a week ahead and stored airtight.
Nutrition (per serving)
Approximate for 1 of 10 slices: 330 calories; 14 g fat; 49 g carbohydrates; 25 g sugars; 4 g protein; 210 mg sodium. Values are estimates and will vary based on exact ingredients.
